| Have you ever wondered how some people work | | | | electrical wires, moved furniture, taught fitness, |
| and study hard, but still end up having little to show | | | | grabbed shop lifters, cut concrete, painted houses, |
| for it? Health guru, Paul Bragg once mentioned that | | | | dug trenches, changed diapers on a mentally |
| poverty was an illness. His concept was that fiscal | | | | handicapped patient, etc. All for ridiculously low |
| health and physical health were both a result of | | | | wages. There was also long commutes to poor |
| habits. | | | | working conditions "until something better came |
| As a kid, teen and adult, I could stretch a dollar from | | | | along." The fact of the matter was, I made more |
| here until next week. I had no addictions to gambling, | | | | money doing things that I enjoyed. |
| booze, drugs or expensive items. I had finished high | | | | So, I set up a behavior-changing plan. I set up a |
| school, joined the army, later attended college and | | | | journal with dates and three headings, so it looked |
| finally university. Yet, I would make the wrong | | | | like this: |
| business and investment choices and I would find | | | | ACCEPT MONEY. AVOID GIVING MONEY AWAY. |
| myself scraping by time and again. It just did not | | | | DO NOT ACCEPT LOW PAY. |
| make sense. | | | | Date: ______ _________ ___________ |
| One of my turning points was reading the book, Earn | | | | ______________ |
| What You Deserve by Jerry Mundis. He considered | | | | ______ _________ ___________ |
| poverty a negative behavior like any other addiction. | | | | ______________ |
| He even drew a parallel to the AA's 12 steps of | | | | Every day I put a check mark under each heading. |
| recovery. While I rejected the whole "we are | | | | (Or rather I attempted to put a check under each |
| powerless" approach, I did pick up on three | | | | column.) When I did, I mentioned how and why. For |
| destructive behaviors that many impoverished people | | | | example, if I had some old books, I would try to |
| have: | | | | exchange them or get some money for them before |
| 1. Refusing to accept money. | | | | trying to give them away. If I was offered money |
| 2. Giving money away. | | | | for a favor, I would force myself to at least take |
| 3. Accepting low pay. | | | | some of it. When I was approached to do a job that |
| The mere thought of accepting money for | | | | took up my time and training, I waited for a good |
| something that I put little value on just did not jive. It | | | | offer. |
| always felt that it was stealing or an unworthy act. | | | | This is not to say that the process was easy. It |
| For some reason I always saw it as kind of | | | | requires staying constantly vigilance on where my |
| panhandling or it was just one of those impolite | | | | time, effort and money goes. Now, having said all of |
| things to do. One of the toughest things that I ever | | | | that, there is an up-side to all of this. I found that I |
| allowed myself to do was to ask for more money. | | | | started getting better ideas and taking more |
| The second idea of giving money away was also a | | | | opportunities regarding my money situation. Without |
| problem. There is this strange obligation in some | | | | sounding too mysterious, sometimes coincidences |
| people to always give away their time and money. | | | | pop up and luck seemed to come my way. |
| While charity is noble, some of us are too quick to | | | | Like a consistent dieter, I sometimes went astray. |
| hand out our hard-earned dollars or precious time to | | | | Sometimes, I refused to accept money for my |
| unimportant materials or events. This might be doing | | | | knowledge or time or I needlessly spent money by |
| too many favours for other people or wasting | | | | taking unnecessary trips. Rather than wallow in |
| money on non-productive items, such as expensive | | | | self-disgust, I found it better just to keep pushing |
| magazine ads for low priced products. | | | | forward. Progress was the key, not perfection. |
| The last concept that haunted me was the bad habit | | | | Good luck with your progress. I welcome your |
| of accepting low pay. I have fixed pipes, installed | | | | comments. |